Membership in Great Lakes Federal Credit Union makes you a part owner of our lending cooperative and allows you to take advantage of the services we offer. Our efforts are to help you improve your financial condition while providing products and services that will improve your quality of life by adding convenience, removing stress and helping you realize your goals at every age in your life. Full use of our products rewards you as well with up to 1.0% off our consumer loan rates.

Membership with Great Lakes Federal is now open to anyone who lives, works, or worship in Bay County!

This includes: Auburn, Bay City, Essexville, Kawkawlin, Linwood, Pinconning, Midland, and Taymouth County.

To become a member and part owner you need to meet one of the qualifications above and open a share account at any of our offices with a $10.00 deposit. You will need to bring with you an unexpired government issued identity card that contains a photograph and must have your current address, an additional credit card or membership card or utility bill showing your name and address and if you wish to add a beneficiary to the account you will need identifying information for all beneficiaries to be listed. Should you plan on opening a joint account, the joint member(s) will also need to be present and provide the information as listed above.


Please Note: The information provided is subject to compliance with Great Lakes Federal Bylaws at the time of application.