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Home Equity Loans

With a home equity loan, you can put any built-up equity in your home to work.

Finance a number of projects by getting cash out from the part of your home you own.

Whether you want to…

  • Renovate or improve your home
  • Pay for college
  • Consolidate credit card debt or other obligations
  • Take a dream vacation
  • Or make other large purchases

…a home equity loan could be right for you!

Click below for our guide on what items are needed during the application process.

Flood insurance is a legal requirement and not an internal policy. Flood plain maps are developed by the government that determines if a specific property is in a flood plain. The insurance protects the lender in the event of a natural disaster. The homeowners who choose to live on or near water are assessed the added risk rather than all homeowners. A flood certification will be obtained on all mortgages through an independent agency to determine if flood insurance is required. This would not replace homeowners insurance.

Our closing costs are minimal and usually can be financed within our loan to value lending parameters.

To inquire further about a home equity loan with us, give us a call at (989) 893-2831 or email us at Our mortgage lenders can answer any questions with no obligations or help you get started.