| Account Service Fees |
| Account Research Fee (hourly) | $35.00 |
| Auto Transfer Fee to Cover Overdrafts | $5.00 |
| Dormant Account Monthly Fee | $10.00 |
| Escheat Account Fee | $50.00 |
| Foreign item Collection Fee | $45.00 |
| Legal or Tax Levy Fee | $50.00 |
| Printout of Monthly Account (per page) | $1.00 |
| Returned Mail Fee | $5.00 |
| Skip-A-Pay Fee (Online) | $25.00 |
| Skip-A-Pay Fee (In Branch) | $35.00 |
| ACH Transactions |
| ACH Non-sufficient Funds | $25.00 |
| ACH Stop Payment | $25.00 |
| Release ACH Stop Payment | $5.00 |
| ATMs |
| Per transaction charge after five (5) free transactions per month | $1.00 |
| Overdrawn Fee | $25.00 |
| ATM Inquiry | $2.00 |
| ATM Debit Replacement Card | $10.00 |
| Money Order | $2.00 |
| Travel Cards | $7.00 |
| Reload Travel Card | $3.00 |
| ATM Debit Card Rush Order Fee | $30.00 |
| Gift Cards | $3.00 |
| Money Market Accounts |
| Below Minimum $5,000 (per month) | $5.00 |
| Excess of four (4) withdrawal fee per withdrawal | $10.00 |
| Below Minimum $10,000 (per month) | $10.00 |
| Excess of six (6) withdrawal fee per withdrawal | $20.00 |
| Share Draft/Checking |
| NSF Returned Check Fee | $25.00 |
| Check Copy Fee | $5.00 |
| Overdraft Transfer from Alternate Account | $5.00 |
| Stop Payment Fee | $25.00 |
| Release Stop Payment | $5.00 |
| Share Savings |
| Closing Withdrawal Fee (within 90 days of opening) | $25.00 |
| Account Reopening Fee (within 12 months of closing) | $25.00 |
| Statement Copy Fee (per page) | $1.00 |
| Deposited Item Return Fee (NSF, Endorsement, etc) | $20.00 |
| Monthly Low Balance Fee (minimum to avoid $10.00) | $3.00 |
| Teller Checks |
| Teller Check | $2.00 |
| Stop Payment Fee (check cannot be reissued for 90 days) | $25.00 |
| Remove Stop Payment Fee | $5.00 |
| Wire Transfers |
| Outgoing Domestic Wire | $25.00 |
| Incoming Wire | $5.00 |
